The budgeting apps

Out of all the apps on my smartphone, the budgeting ones that sync with my bank accounts and categorize my purchases I’ve found to be the most useful. They literally teach you a mini course in personal finance and can save you a ton of money in the long run. They essentially pay for themselves in no time if you take them seriously (but pick wisely).

I’ve found that, for most people–including myself–the simpler and cheaper ones are the best way to start. I don’t own any property at the moment and I don’t really have the money right now to invest, so just managing personal finance is enough for me. When the app gets too complicated and/or expensive, which was the case for the first one I tried, it just gets a bit annoying to use.

I’ve been interested in these apps lately because I spent a lot of money this month and am in the red for the first time in regard to my paycheck. It’s not completely my fault because I did invest in an expensive new MacBook. Yet, given my resurgent interest in returning to school for architecture, I do need to learn how to be sensible with money.